Current Rates

Save with Regency Mortgage’s Loan Rates

This is just a sample of our mortgage loan rates for the wide variety of loan programs we offer to meet the financial needs of our clients.

These rates can change several times in a day, so use this page as your starting point, then please check with your Mortgage Planner for an up-to-the-minute, accurate quote.

Regency Mortgage Home Loan Rates *† – April 24, 2014

Program Interest APR Points Min. Down
15 Year Fixed 3.500 3.633 0.000 5.00%
15 Year Fixed 3.250 3.564 1.232 5.00%
15 Year Fixed 3.125 3.518 1.766 5.00%
30 Year Fixed 4.375 4.453 0.00 5.00%
30 Year Fixed 4.250 4.386 0.689 5.00%
30 Year Fixed 4.125 4.343 1.654 5.00%
5/1 ARM Jumbo 3.250 3.088 0.00 25.00%
FHA 30 Year Fixed 4.125 5.059 0.00 3.50%
VA 30 Year Fixed 4.250 4.487 0.00 0.00%

†Rates not guaranteed, subject to change without notice. All rates quoted with a 45 day guaranteed lock. APR’s are calculated at a 75% LTV using a $200,000 loan amount ($525,000 for the jumbo product). Rates apply to single family, primary residences with a credit score of 740 or higher. Please call for rates for other property types and/or lower credit scores.