Current Rates

Save with Regency Mortgage’s Loan Rates

This is just a sample of our mortgage loan rates for the wide variety of loan programs we offer to meet the financial needs of our clients.

These rates can change several times in a day, so use this page as your starting point, then please check with your Mortgage Planner for an up-to-the-minute, accurate quote.

Regency Mortgage Home Loan Rates *† – December 18, 2014

Program Interest APR Points Min. Down
15 Year Fixed 3.250 3.372 0.000 5.00%
15 Year Fixed 3.000 3.235 0.779 5.00%
15 Year Fixed 2.875 3.228 1.585 5.00%
30 Year Fixed 3.875 3.945 0.000 5.00%
30 Year Fixed 3.625 3.793 1.204 5.00%
30 Year Fixed 3.500 3.747 2.164 5.00%
5/1 ARM Jumbo 3.125 3.088 0.00 25.00%
FHA 30 Year Fixed 3.625 4.998 0.00 3.50%
VA 30 Year Fixed 3.625 3.854 0.00 0.00%

†Rates not guaranteed, subject to change without notice. All rates quoted with a 45 day guaranteed lock. APR’s are calculated at a 75% LTV using a $200,000 loan amount ($525,000 for the jumbo product). Rates apply to single family, primary residences with a credit score of 740 or higher. Please call for rates for other property types and/or lower credit scores.