Regency Mortgage Home Loan Rates*

ProgramInterestAPRPointsMin. Down
15 Year Fixed2.8752.9970.0005.00%
15 Year Fixed2.6252.8981.0445.00%
15 Year Fixed2.3752.8332.3225.00%
30 Year Fixed3.6253.6940.0005.00%
30 Year Fixed3.3753.5170.9055.00%
30 Year Fixed3.1253.4102.6795.00%
5/1 ARM Jumbo3.7503.8030.00025.00%
FHA 30 Year Fixed3.2504.6540.0003.50%
VA 30 Year Fixed3.2503.4760.0000.00%

*Rates not guaranteed, subject to change without notice. All rates quoted with a 45 day guaranteed lock. APR’s are calculated at a 75% LTV using a $200,000 loan amount ($525,000 for the jumbo product). Rates apply to single family, primary residences with a credit score of 740 or higher. Please call for rates for other property types and/or lower credit scores.

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Home Ownership Partner of the Year!

Regency was awarded Home Ownership Partner of the Year by USDA Rural Development of Maine! Find out how we helped the Smith's achieve their dream on such wild circumstances!
Portland Branch Manager Cathy Campbell and Regency’s Sr. Vice President Maureen Lemay!