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Joe Cipollo
Mortgage Planner
Region: NH/MA - NH Lic.#32718/MA # MLO32718

Office Location:
175 Canal Street
Manchester, NH 03101

How to Reach Me:
Email: jcipollo@regencymtg.com
Direct: 603-206-6418
Cell Phone: 603-321-5475
Office: 603-669-5626 x18
Toll Free: 888-646-5626

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My Mission

I am a professional Mortgage Planner (NH License # 32718/ MA # MLO32718) and it is my personal mission to provide my clients with the most suitable and cost effective residential mortgage products available today. In addition, you can expect to receive professional, courteous service that is both informative and efficient. I will work with you from loan application through closing, and will even remain available to you after your closing.

Since my business is 100% referral dependent, I cannot afford to be anything but the best at what I do. Your business is important to me and it will never be taken for granted. I am committed to making your homebuying experience a pleasant one.

Mortgage Products

The following mortgage products are some in which I specialize.

  • Jumbo Loans - Loan amounts in excess of $417,000.
  • Conventional - Standard mortgage financing, offering the most competitive pricing.
  • FHA - Allows you to get in your home with little money down, and is more lenient on credit.
  • VA  - Available to veterans, 100% financing.
  • New Hampshire Housing Finance Authority -  Great for first-time home buyers