Mortgage Planner

Rae Ann Rice


I have been in the mortgage business since 2005 helping over 1,000 customers with their home financing needs. Whether it be your first home or your last home, I am here for you. At Regency Mortgage, we offer many options for home financing; to name a few of our purchase and refinance programs: VA, FHA, Rural Development, renovation loans, Conventional financing, Maine State Housing Financing, investment homes, second homes, condo financing. Let me help you turn your homeownership dreams into a reality. It is my pleasure to work with and for you, making myself available to you 7 days a week via email ( or cell phone and text (207-974-8996). 7 DAYS A WEEK-at your service!

I will explain all of your financing options to you clearly so you fully understand your choices and I would love to be part of your home buying team.

Apply Here

  • Phone: 207.249.6738
  • Fax: 866.370.8063
  • Office: 189A State Street, Bangor, ME 04401
  • Cell: 207.974.8996


  • Rae Ann Rice helped my husband and I purchase our first home. We knew nothing about buying a home, we sent her a email of at least 50 questions and she responded to our email within a hour then called us to make sure we understood the answers, any time we didn’t understand something she was right there to guide us in understanding. She was amazing to do business with!

  • Rae Ann was wonderful through the whole process. She is always there if you have questions or concerns and works tirelessly to take care of them. She seems to love her work of getting people into their new home. She will let you know if there is anything that might cause a problem and show you how to fix it. I would highly recommend her to anyone looking for a home loan because she can fit you into something that is just right for you. Truly a pleasure to work with.

  • We had a quick and painless closing, thanks to you and your team's great diligence. Although I have always heard how difficult pushing all the papers through the VA loan system can be, we experienced simply no problems or complications. We know that is in no small part due to your efforts. My family is thrilled with our new home, and thank you for the help in getting us into it!

    Joe, Borrower