Non-Conforming Loans/Jumbo Loans
A jumbo or non-conforming mortgage loan is any mortgage that exceeds the conforming loan limit of $417,000. At Regency Mortgage, we'll help you secure loans from $417,001 -$1 million+ on single family/condo, primary residence, and second homes.
Jumbo loans, like conforming loans, are available as fixed rate mortgages or as ARMs. Typically, jumbo loans are priced slightly higher than conforming loans (usually .125 or .250% more than a conforming loan interest rate), because it's more difficult for servicers to sell jumbo loans in the secondary loan market.
- Conforming Loans
- Non-Conforming Loans/Jumbo Loans
- Government Loans
- Non-Conventional Loans / Investor Loans
- Closing Costs
- Calculators
- Related Services
Mortgage Closing Costs
Ever been confused or surprised by closing costs? With Regency Mortgage, that will never happen again.