Jumbo Loans

A jumbo or non-conforming mortgage loan is any mortgage that exceeds the conventional / conforming loan limit of $417,000. At Regency Mortgage, we’ll help you secure loans from $417,001 -$1 million+ on single family/condo, primary residence, and second homes.

Jumbo loans, like conforming loans, are available as fixed rate mortgages or as ARMs. Typically, jumbo loans are priced slightly higher than conforming loans (usually .250% or more than a conforming loan interest rate), because it’s more difficult for servicers to sell jumbo loans in the secondary loan market.