We called Regency, specifically Kathy Malloy, on the recommendation of our realtor.  After one phone call, we never even thought about calling anyone else.  Kathy came up with a great rate and terms, managed the process thoroughly and made us feel like Regency was really working on our behalf.  My husband and I have both been involved multiple real estate transactions and we are a complicated, self employed client.  By far, Regency was the easiest.  We felt like we were the customer and that they would do anything to help make the process easier on us.  We highly recommend Regency.~ Nancy and Mark


We are getting ready for our  closing and it has been an interesting ride over the last few weeks.  I can tell you I have a ton of respect for what Cathy Campbell in the Portland Office  does for a living and how she does it.  She and her team have been amazing for Gerry and I. What a class act with a high level of professionalism.  She knows her stuff!! We are lucky to have had them on our side.-Gerry and Debbie Bolen Morin


Dear Vicki, Please accept our heartfelt appreciation for helping us with the mortgage process and purchasing our home. Thank you for being our “go-to” person and for always responding quickly & cheerfully! We will not hesitate to recommend you to friends and family as we often do. We love our new home. The kids are especially enjoying the yard! Thank you for all you did to help us & make this possible!- Sarah and Jason


From the very beginning of this VA process we are pleased to offer to you compliments on the team that assisted us into this home. Ed Harrigan began the process and was available and positive throughout the time spent in getting to closing. Linda Gerard then picked up the file and once again made things start to happen. Nicole Griffin in your South Portland process center is your gem. Nicole made the process flow. VA Loans are not shall we say a piece of cake. Throughout the process which did get intensely involved she kept a skillful eye to detail and allowed this seasoned expert not to worry and therefore kept my happy and positive.

Please offer them my extended thanks I have told them individually that they did a tremendous job. More importantly though I am very pleased with Regency Mortgage and their choice of Horizon Settlement Service and their representatives Anne Paine and Heide Gwynn.

In summarizing our experience, it was SPECTACULAR!


David Hamel and Nancy Cordwell


Andrea (Andrea Baldwin), Thank-you very much for this kind email and all that you did to make this loan and ultimately house a reality! When my father gave me your contact information, I was losing hope that we would be able to secure a loan… you made it happen!!! You may never fully understand what a great thing you did for me and my family, but I will not soon forget! If there is ever anything I could help you or your family with… please don’t hesitate to ask. If you are ever in the Rollinsford area, it would be great to show you around our NEW home!!! Thank you again! Take care… Mike


Christine (Christine Francoeur),

Greg and I just wanted to say thank you for all of your hard work and all you have done to make this happen for us. You were beyond what we expected due to our bad experience the first time around. This got done so quick once you took over and anyone that gets to work with you is extremely lucky to have such a hard working person on their side! Without your dedication and hard work we wouldn’t be where we are right now! Again thank you so much for all of your help and hard work!

Thank you,

Carolann and Greg


Amy and Dawn,
I want to thank you both for your time and effort in refinancing our home! It was a pleasure working with the both of you and we greatly appreciate your hard work! The closing went smoothly and it was GREAT that they were able to come to the house! And what a bonus that we got almost $2K back!

Thanks again!
Take care,
Wendy Green


Kathy – I wanted to take a moment to thank you for everything that you did to make a dream for me to come true!!! I had given up on being able to get a house on my own, when Connie sent me to you… Because of your dedication and hard work, I am now a home owner.  I am sooo very GRATEFUL for everything that you did to make this happen for me…. You are an amazing person and I am thankful to have had the chance to meet you!!!! Again many thanks to you!!!!


Marcie Black, LMT


“Bob, I just wanted to say that Brian and I are settling into our new home thanks to you and everyone at Regency Mortgage. As you know, our experience with another lender was absolutely horrendous, and being saved by you was the best thing that ever happened to us. You kept in constant contact with me every step of the way (by the way, we are still sorry we bothered you at the dinner table). Your personal attention to us meant so much. You kept me smiling until the finish line. You truly understand what fantastic customer service, integrity and hard work are, and we are so thankful to have met you and your team. We recommend you to EVERYONE who needs a loan for any reason. We are enjoying our little piece of paradise thanks to you!! Thanks again and we wish you and everyone at Regency a wonderful 2013.

Mandy & Brian “


Amy, I wanted to thank you for handling my recent home & property purchase in Middleton, NH. The procedure of buying a home was pretty painless nothing what I expected. If I can ever use your services, I will not hesitate to call upon you. Thanks Again, Gerard


I have referred buyer clients to Bob Ricard for over 25 years and I have never been disappointed. Bob is extremely knowledgeable in all aspects of residential financing. My clients were always pleased with the way he explained the many financing options that are available and answer all their questions to make an informed decision. The advantage to my seller clients is when we receive a pre-approval for a buyer from Bob I know that it is one less thing I need to worry about, and we can look forward to the closing.

I would highly recommend Bob Ricard from Regency Mortgage for any of your housing financing needs.


-Tom McPherson-Realtor RE/MAX Properties

“It is with great pleasure I write this letter telling about the service you, Quentin and Rita Corey have provided me over the years. I have known Maureen Lemay and worked with Maureen for approximately 20 years in her days with Schaefer Mortgage and now in her capacity as one of the principals at Regency Mortgage. I have been extremely satisfied not only with the service Regency Mortgage and the staff have provided but also with the professional manner in which my clients and customers have been handled over the years. As we know, the clients and customers are the core of the real estate business and if they are not serviced then we lose credibility. That is why I have used Maureen, Quentin, and Rita over the years – they have enhanced my credibility and have always gone over and above what is asked of them.

I would recommend Regency Mortgage to anyone looking to procure a mortgage and to any member of the REALTOR family looking for a professional firm to do business with for their customers and clients.”

-Bonnie Guevin – Realtor

“Regency has been my saving grace! One of my clients went with another mortgage company for her financing; well, after she waited 5 weeks to see if they were going to approve her loan, they hadn’t even sent in the paperwork. At that point I called Barb at Regency Mortgage-Barb was able to close the deal in 10 days!

Whenever I have a problem with another lender I always go to Regency Mortgage who has proven me right every single time!! No matter if it’s from the beginning or the end of a deal Regency always has come through for me and my clients.”

-Cheryl Flanders – Realtor

“In my thirteen years of working with literally hundreds of loan officers, I have found remarkably few who are thorough, honest, and truly put their customers’ interest ahead of their own, regardless of the consequences. It’s really a very short list. Not only is Cathy Campbell on that list, she is at the front of it.”

-Patrick D. Thornton, Esq. – Professional

“I have worked with Cathy Campbell (Jason and others) for as long as I’ve been in real estate (ten years).  I have worked with many other lenders over the years and have always looked to Cathy (Regency Mortgage) first. We’ve sustained a wonderful, professional working relationship and more importantly I trust her. She has helped me with buyers in the $100,000 price range and she’s helped with the $450,000 plus range. She treats all of my clients with respect and if she can’t help them she will let them know what they need to do to get in a buying position.

Cathy sends me emails with up to date loan information and Regency is who I call for all of my “lender” questions.

I closed 4 transactions with Cathy in 2009 and we are currently working on 2 transactions. I’m looking forward to many more!!”

-Laurie Brady – Realtor

“I love Regency Mortgage! That is truly how I feel. I have been an avid bragger of Regency Mortgage since they opened the company 14 years ago. Having a lender that you can count on in this business is so crucial and I have had nothing but all positive dealing with this company!

As a Realtor, I have dealt with so many different lenders in the 17 years I have been selling. I have seen buyers dealing with “typical problematic” lenders and I just cringe because I know right at the end there will be last minute surprise issues and denials! On several occasions over the years I have had to pull in Regency Mortgage to save the day and solve the issues and close the deal.

In the past year, I had 3 different transactions (not my buyers.. I was the Listing agent) where other lenders could not complete the financing. I asked the Buyers’ agent if the Buyers would be willing to have Regency do the financing and they agreed. I called directly to Principal Partner, Maureen Lemay, Fannie Mo as she is nick-named, and she knew right away if Regency could do the loan, which she did and closed all 3.  They do not take a loan they cannot complete. The experience and expertise is far above others in this marketplace.

It is a piece of mind that you just don’t get from other lenders. Rita Corey is the loan officer that I always refer my buyers to and they love her. I can be assured they will get the utmost care and service they deserve.

Thank you Regency for always being there for me and my clients!”

-Darleen Dumont – Realtor

” I am totally confident of Regency Mortgage and their ability to service my clients with programs and rates that are the most competitive in the industry. The loan officers are friendly, educated, knowledgeable, and provide top notch customer service with great follow up and care. Once a loan application is accepted, I have no worries or hassles, and have total confidence a loan commitment will be issued on time. Working with Regency Mortgage makes my job much easier, and I know my clients are in great hands.”

-Susan Tillery – Realtor


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